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Credit - Credit Score


What is a credit score?

This is a number, roughly between 300 and 800, that measures an individual's creditworthiness. The most well-known type of credit score is the FICOŽ score. This score represents the answer from a mathematical formula that assigns numerical values to various pieces of information in your credit report.

Banks use a credit score to help determine whether you qualify for a particular credit card, loan, or service.

Can the OCC help me with my credit score?

The OCC does not maintain or dispense credit scores. If you have concerns, you should obtain a copy of your credit report.

You are entitled to one free annual credit report every 12 months from each of the three major credit bureaus-Equifax, Experian, and TransUnion. AnnualCreditReport.com, which was created by the three credit bureaus, is a centralized service for requesting your free annual credit reports. You can order all three credit reports at the same time, or order one now and others later.

AnnualCreditReport.com enables you to request, view, and print your credit report in a secure Internet environment. Or you can have your report mailed to you.







Copyright 2007 by Mark McCracken , All Rights Reserved